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Primary Savings

Open a Primary Savings Account and start enjoying the advantages of Cal Coast membership.

Everything You Need to Start Saving Simply & Easily

Our Primary Savings Account is perfect for anyone looking for no minimum deposit with the ability to start earning dividends with a balance as low as $50. 

Account Benefits:
  • No minimum deposit
  • Earn dividends on balances $50 or more
  • Electronic transfers1
  • No monthly maintenance fee2
  • ATM card included
  • Online Banking
  • Mobile Bankingincluding Bill Pay, Deposit, PayItNow person-to-person payments4
  • Free eStatements
  • CoastLine Telephone Banking

VIEW RATES

How long until my savings reach my goal?

Compound interest can have a dramatic affect on the growth of a single deposit. Use this calculator to determine how many years an existing savings account will take to reach your stated objective.

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This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. This service shall not infer that the company or its affiliates and email service provider, DocuMatix, Inc, assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. Use of service is provided without warranty of any kind, either express, implied or statutory, including FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND ACCURACY. Use of service is entirely at users own risk and user should seek professional financial and legal advice without reliance on service. Provider and email service provider shall not be liable for any lost profits, lost business, direct or indirect, punitive or consequential damages or damages of any kind arising out of service use. This agreement shall be governed and enforced by Utah law, with courts located in Salt Lake County, Utah the sole and exclusive venue. User agrees to indemnify and hold harmless company, email service provider, and affiliates from any and all liabilities and costs (including attorney fees) for any improper use or violation of these terms.
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You May Also Like These Other Savings Options

Certificates

Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years.

Money Market Savings

A Money Market Savings account is perfect for those looking for easy access to their funds and higher dividend rates.

Money Market Index

Learn more about Money Market Index accounts with California Coast Credit Union. Contact us today to get started.

APY = Annual Percentage Yield. Rates are accurate as of 01/19/2025. Rates and terms are subject to change without notice. Visit rf518.com or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

  1. Regulation D (Reg D) was amended to allow financial institutions to suspend the six-transaction transfer limit requirement each month. For the time being, you can now make unlimited transfers and withdrawals.
  2. Single Service Fee is waived if a $50 minimum daily balance is maintained, the member is under 18 years of age, the account has been opened less than 6 months, or the account is an Association Account. A $50 minimum balance must be maintained to earn dividends. 
  3. Check with your wireless provider to determine if data and text messages rates apply. 
  4. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.